budgeting

Avoid passing bad money habits on to your kids

Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean we’re putting that know-how into practise and making astute financial decisions. According to the Australian Bureau of Statistics (ABS), the average Australian household debt has risen by 7.3% (over $260,000) […]

Charting a course to financial recovery

An adviser explaining to an old women

Australian Bureau of Statistics, (ABS) figures indicate that between 2017-2018 and 2019-2020 total average household debt rose from $190,000 to $204,000. That’s an increase of over 7% in two years! The reasons why would make for an interesting study, however a more pressing question might be what can we do about it? Combine high levels […]

Building financial resilience

A couple doing numbers on laptop

Resilience is the ability to quickly recover from setbacks, and while setbacks can come in many forms most of them will have a financial component. So, what can you do to build financial resilience? Expect the unexpected Rarely do we get advance warning that something bad is about to happen to us, so the time […]

Fortify your Finances – A Recession Survival Guide

A couple putting money into cash box

In the ever-fluctuating world of economics, recessions are an inevitable part of the financial cycle. While they can be daunting, understanding their nature and preparing for their impact can make a significant difference in weathering the storm. Understanding Recessions At its core, a recession represents a period where economic activity contracts, often reflected in consecutive […]

Harvesting Financial Success     

Picture of a plant

Spring is the perfect time to rejuvenate your financial habits as well as your garden! Here are 5 ways to set you, and your garden, up for success: Tip: If a goal is large and will take some time to achieve, set yourself some smaller goals with shorter timeframes along the way. Tip: Ways to […]